Investing

We are prepared to be brave on behalf of our members. This comes through adapting to evolving needs, challenging others where necessary, and collaborating to drive better results.

We’re a believer in collective pensions

They provide good pensions for members and greater levels of sustainability, meaning better outcomes overall.

Our scale gives us a voice – it is our duty to leverage our influence, push for positive change and challenge potentially unhelpful outcomes that would not be in the best interests of our members.

Railpen's investment and fiduciary teams are focused on meeting the needs of over 100 individual Sections within the railways pensions schemes. Each Section has its own unique risk and return needs, determined by its unique characteristics.

Investing for the future

Our long-term approach can support more predictable, risk-adjusted outcomes, while opening a more diverse and attractive range of investment opportunities. It enables Railpen to be an ideal, long-term partner, cast a wider net for opportunities and make decisions on investments that may result in payoffs that are further into the future.

This patient approach to realising investment returns contributes to a diverse and resilient portfolio that will stand the test of time for our members, some of whom are joining the scheme today and may not realise their benefits for decades.

Our approach is underpinned by the trust and support of the Trustee, sponsoring employers and our members, who all empower us to deliver for them. Our long-term, focused approach can support more predictable, risk-adjusted outcomes while opening a more diverse and attractive range of investment opportunities.